These Terms & Conditions govern your access to and use of the by99 platform. Please read them carefully before using our services. By accessing by99, you confirm that you have read, understood and agreed to be bound by these terms.
These cards summarise important aspects of our Terms & Conditions. They do not replace the full text — please read all sections below.
You must be at least 18 years of age — or the higher minimum required by the applicable operator or license jurisdiction — to access and use by99. Use by underage individuals is strictly prohibited.
Users are solely responsible for determining whether accessing online gaming content is lawful in their jurisdiction. by99 does not represent that its content is appropriate or lawful for use in all locations, including Pakistan.
by99 is an information and content platform. It does not operate as a casino, sportsbook or gambling operator. All gambling activity occurs on third-party operator platforms, not on by99 directly.
All content on by99 — including text, graphics, layout and branding — is the intellectual property of by99 and may not be reproduced, distributed or modified without prior written consent.
by99 reserves the right to modify these Terms & Conditions at any time. Continued use of the platform after an update constitutes acceptance of the revised terms. Users should review this page periodically.
by99 is committed to promoting responsible gambling behaviour. Users are encouraged to review our Responsible Gambling page and to use available tools to manage their gaming activity responsibly.
Welcome to by99, accessible at https://by99.cam. by99 is an English-language online gaming information platform operated for the benefit of users in Pakistan and other regions where access to such informational content is permitted by applicable law.
These Terms & Conditions ("Terms", "Agreement") constitute a legally binding agreement between you ("User", "you", "your") and by99 ("we", "us", "our", "the Platform"). These Terms govern your access to and use of all content, features, functionality and services available on the by99 website.
by99 is an information and entertainment content platform. It does not hold a gambling licence, does not accept wagers, does not process gambling deposits or withdrawals, and does not operate as a casino, sportsbook or any form of gambling operator. All references to gambling products, operators, bonuses and gaming categories are provided for informational and educational purposes only.
Important Notice for Pakistani Users: Pakistan's Prevention of Gambling Act, 1977, and related provincial regulations impose significant restrictions on gambling activity within Pakistan. by99 does not claim that any gambling activity is lawful in Pakistan, and this content should not be construed as legal advice or as encouragement to engage in gambling activity. Users are solely responsible for understanding and complying with all applicable laws in their jurisdiction.
For the purposes of these Terms, the following definitions apply:
By accessing or using the by99 Platform in any manner — including browsing content, reading guides or following any links — you confirm that you:
If you do not agree to any part of these Terms, you must immediately cease using the by99 Platform. Continued use following any published update to these Terms constitutes your acceptance of the revised Terms.
Access to and use of the by99 Platform is subject to the following eligibility conditions:
You must be at least 18 years of age to access by99. In jurisdictions where the minimum legal age for accessing gambling-related content is higher than 18, the higher minimum age applies. by99 strictly prohibits access by persons under the applicable minimum age. If we have reason to believe that a user is under the minimum age, we reserve the right to restrict or terminate that user's access to the Platform without prior notice.
by99 makes no representation that its Content is appropriate, lawful or permissible for users in all jurisdictions. Users accessing by99 from Pakistan or any other jurisdiction with gambling restrictions do so at their own risk and on their own legal assessment. It is your responsibility to ascertain and comply with all Applicable Laws in your jurisdiction before accessing the Platform or engaging with any referenced third-party gambling services.
Users may create only one account per person with any referenced third-party operator. Multiple accounts or any attempt to circumvent eligibility restrictions is prohibited and may result in account suspension by the relevant operator.
Note: by99 itself does not operate a user account system for gambling. References to accounts in this section refer to accounts held with third-party gambling operators referenced on the Platform.
You are granted a limited, non-exclusive, non-transferable and revocable licence to access and use the by99 Platform solely for lawful, personal, non-commercial informational purposes, subject to these Terms.
All Content published on by99 is provided for general informational and educational purposes only. by99 makes reasonable efforts to ensure accuracy and relevance of published Content; however, we make no warranties, express or implied, regarding the completeness, accuracy, reliability, suitability or availability of any Content.
Nothing published on by99 constitutes gambling advice, a recommendation to wager, financial advice or legal advice. Betting outcomes are inherently uncertain. Historical performance, statistical data and odds examples presented on the Platform are for educational illustration only and do not predict future results.
Where the Platform references amounts in Pakistani Rupees (PKR / Rs), such figures are illustrative examples provided for context and educational value. They do not constitute guaranteed promotions, payout assurances or financial recommendations.
References to Pakistan cricket, the Pakistan Super League (PSL), ICC tournaments, football, UFC and other sporting events are made for informational context only. by99 has no affiliation with, endorsement from or commercial relationship with the Pakistan Cricket Board, PSL, ICC or any other sporting body or league.
All content, design elements, trademarks, service marks, logos, text, graphics, images, data compilations and software on the by99 Platform are the intellectual property of by99 or its licensors and are protected by applicable intellectual property laws.
You are granted no rights in or to any intellectual property of by99 beyond the limited access licence described in Section 5. Any unauthorised reproduction, modification, distribution, transmission, republication or other exploitation of by99's intellectual property is strictly prohibited and may give rise to legal liability.
The by99 name, logo and all associated brand elements are trademarks of by99. Nothing in these Terms shall be construed as granting any licence or right to use any trademark without prior written consent.
The by99 Platform may reference or provide informational context about third-party gambling operators, casinos, sportsbooks and gaming platforms. The following conditions apply to all such references:
Users are strongly advised to read the full terms and conditions of any third-party operator before registering, depositing funds or placing any wager.
by99 Content may reference local Pakistani payment channels including Easypaisa, JazzCash, Raast, HBL (Habib Bank Limited), UBL (United Bank Limited), Meezan Bank, Bank Alfalah and bank transfer options. All such references are made as contextual information about the payment landscape familiar to Pakistani users.
Disclaimer: The payment providers, financial institutions and banks named in by99 Content have not endorsed, approved, affiliated with or authorised by99 in any capacity. References to these entities do not imply any endorsement of gambling activity by those institutions, any operational payment partnership, or any claim that those payment providers support gambling transactions. No endorsement, affiliation or operational partnership with any payment provider, financial institution or Pakistani regulatory body is implied or claimed.
by99 is committed to promoting responsible gambling behaviour and maintaining an awareness of problem gambling risks. The following responsible gambling principles apply to all Platform use and all referenced third-party operator interactions:
For comprehensive responsible gambling guidance, please refer to our dedicated Responsible Gambling page.
🔞 Adults 18+ Only — or the higher minimum required by the applicable operator or license jurisdiction. Local laws may restrict or prohibit gambling in your area. Gamble responsibly. If gambling is no longer enjoyable, please stop and seek support.
To the maximum extent permitted by Applicable Law, by99 and its affiliates, directors, employees, agents and licensors shall not be liable for any direct, indirect, incidental, special, consequential, punitive or exemplary damages arising from or related to:
by99 provides its Platform on an "as is" and "as available" basis without warranties of any kind, express or implied, including without limitation warranties of merchantability, fitness for a particular purpose or non-infringement.
by99's collection and processing of personal data is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Platform, you acknowledge that you have read and understood our Privacy Policy.
by99 is committed to handling personal data with care, in accordance with applicable data protection principles. We collect only data necessary to operate the Platform effectively, and we do not sell personal data to unaffiliated third parties for marketing purposes. Full details are set out in our Privacy Policy.
The following conduct is strictly prohibited on or in connection with the by99 Platform:
Enforcement: Violation of these prohibitions may result in immediate termination of access to the Platform and, where appropriate, referral to law enforcement authorities.
by99 reserves the right, at its sole discretion and without prior notice, to restrict, suspend or permanently terminate any user's access to all or any part of the Platform for any reason, including but not limited to:
Upon termination, all licences and rights granted to you under these Terms shall immediately cease. Provisions of these Terms that by their nature should survive termination shall continue in full force and effect.
These Terms & Conditions and any dispute arising from or in connection with them shall be governed by and construed in accordance with the laws of the jurisdiction in which by99 is registered and operates, without regard to conflict of law principles.
Nothing in this clause limits the rights of users under any mandatory provisions of Applicable Law in their jurisdiction of residence. Pakistani users are reminded that gambling-related legal matters may be subject to specific Pakistani laws, including the Prevention of Gambling Act, 1977, and relevant provincial legislation.
Any disputes that cannot be resolved through good-faith negotiation shall be subject to the exclusive jurisdiction of the courts of the governing jurisdiction, unless Applicable Law requires otherwise.
by99 reserves the right to modify, amend or replace these Terms & Conditions at any time without prior notice to users. The revised Terms will be published on this page with an updated effective date.
It is your responsibility to review these Terms periodically. Your continued use of the by99 Platform following the publication of revised Terms constitutes your acceptance of those changes. If you do not agree with any revised Terms, your sole remedy is to discontinue use of the Platform.
If you have any questions, concerns or feedback regarding these Terms & Conditions, please contact the by99 support team using the details below:
by99 Support Team
Website: https://by99.cam
Email (plain text — not a link):
[email protected]
Support is available in English. Please allow reasonable time for responses. For urgent matters, please use the platform's live chat function if available.
Head back to the homepage to explore sports betting guides, casino category overviews and educational resources built for Pakistani users. Or review our other policy pages for a complete picture.